1. Information We Collect

We may collect personal and non-personal information from you in a variety of ways, including when you:

1. Visit our website

2. Complete a contact form

3. Request loan information

4. Submit a mortgage or refinance application

5. Communicate with us by phone, email, or other channels

The types of information we may collect include:

Personal Information

This may include:

1. Full name

2. Email address

3. Phone number

4. Mailing address

5. Property information

6. Financial information related to loan applications

7. Employment and income information

8. Any other information you voluntarily submit

Automatically Collected Information

When you visit our website, we may automatically collect certain information including:

1. IP address

2. Browser type

3. Device type

4. Pages visited

5. Date and time of access

6. Referral sources

This information helps us analyze website performance and improve user experience.

How We Use Your Information

We may use the information we collect for purposes including:

1. Responding to inquiries and customer service requests

2. Processing loan inquiries or applications

3. Providing mortgage information and services

4. Improving our website and services

5. Communicating updates, promotions, or relevant offers

6. Maintaining internal business records

7. Complying with legal and regulatory obligations

Cookies and Tracking Technologies

Our website may use cookies and similar technologies to enhance your browsing experience.

Cookies may be used to:

1. Understand how visitors interact with the site

2. Improve website functionality

3. Personalize user experiences

4. Analyze traffic and usage patterns

You may choose to disable cookies through your browser settings, although doing so may affect certain features of the website.

Sharing of Information

We do not sell your personal information.

However, we may share your information with trusted third parties when necessary to:

1. Provide mortgage and lending services

2. Process applications or financial transactions

3. Perform business operations such as analytics or marketing

4. Comply with legal obligations or government requests

These third parties are required to maintain the confidentiality and security of your information.

Data Security

We implement reasonable administrative, technical, and physical safeguards designed to protect your personal information from unauthorized access, disclosure, or misuse.

While we strive to protect your information, no method of electronic transmission or storage is completely secure, and we cannot guarantee absolute security.

Third-Party Websites

Our website may contain links to third-party websites. These websites operate independently and have their own privacy policies. We are not responsible for the content, policies, or practices of these external sites.

Your Privacy Rights

Depending on your location and applicable laws, you may have the right to:

1. Request access to your personal information

2. Request corrections to inaccurate information

3. Request deletion of certain personal information

4. Opt out of marketing communications

To exercise these rights, please contact us using the information below.

Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When changes are made, the updated version will be posted on this page with a revised “Last Updated” date.

Your continued use of the website after changes are posted constitutes acceptance of the updated policy.

Contact Us

If you have questions about this Privacy Policy or how your information is handled, please contact us:

Home Loans Inc.
2557 Ashley Phosphate Rd

North Charleston, SC 29418

[email protected]
843.569.7283