✔️ Low- to moderate-income homebuyers meeting income limits for assistance programs.
✔️ U.S. citizens or permanent residents who qualify based on credit and income.
✔️ Military members and veterans (for VA loan programs).
2️⃣ Explore Loan Options – Choose a loan that fits your financial situation.
3️⃣ Find Your Dream Home – Work with an agent to find a home within your budget.
4️⃣ Submit Your Loan Application – Provide documents for approval.
5️⃣ Close & Move In – Sign your paperwork and get the keys to your first home!
Feature | First-Time Buyer Loan | Conventional Loan |
---|---|---|
Down Payment | 0% - 3.5% | 3% - 20% |
Credit Score Requirement | As low as 580 | 620+ |
Mortgage Insurance | Required for FHA, USDA | Required under 20% down |
Best For | First-time buyers, low down payment | Buyers with higher down payments |
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NMLS: 1281448 | COMPANY NMLS: 1728740
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