skip to Main Content


I’m Cheryl Gwaltney. I’ve been in the business for a long time and years ago was given the nickname of “Mortgage Mom”. I’ve loved this business in that I’ve met so many different people in all walks of life. There is never a dull moment! At the same time there is nothing more fulfilling
than helping a Borrower purchase a new home.

Charleston has been my home for the past 38 years where I reside with my husband, Bill, and
my boys, General Beauregard (Beau) and Major Sullivan (Sully). My passion is tailgating at
the Carolina football games (GO Gamecocks!). My husband graduated from The Citadel ’81
and my son graduated from Clemson ’14 so we’re a house divided. Unfortunately my
son has had the bragging rights for way too long in this family!

Home Loans, Inc is built on family values. It’s a family atmosphere where we’re all team players.
There’s no other place like it!

I’m here to answer any questions you might have about our products and services. Feel free to contact me using any of the following methods:

Phone: (843) 277-6238

Back To Top
×Close search