Healthcare Professionals: Portfolio Loans With Little or No Down Payment
Healthcare careers may qualify for portfolio loans with low or no down payment. Learn how they work and the three questions to ask any lender.
Blog
-
-
Zachary Almost Lost His USDA Contract Over One Letter Nobody Mentioned
Zachary almost lost his USDA contract near Blythewood over one letter. Learn what Paragraph 4.16 requires and the question to ask before you sign.
-
Lenders Do Not Average Your Credit Scores on an FHA Loan
Lenders do not average your credit scores on an FHA loan. Learn how the Minimum Decision Credit Score is chosen and what the 500 and 580 lines mean.
-
If You Sold Your Home in a Short Sale, Here Is When You Can Get a Conventional Mortgage Again
Sold your home in a short sale? Learn the Fannie Mae waiting period under B3-5.2-03, the two-year exception, and the exact question to ask your lender.
-
The One Guideline Line Camila Found Before Breaking Ground Near Richmond Hill
Building a home? Learn how conventional guidelines process single-close construction-to-perm loans and set LTV on the lesser of cost or appraised value.
-
VantageScore 4.0 and the Thin-File First-Time Buyer: A Referral Partner's Playbook
How VantageScore 4.0 and rent payment history can help thin-file first-time buyers, and the one move agents and referral partners can make today.
-
VA Appraisal Says Repaint the Whole Exterior? Here Is What to Do
A VA appraisal that requires exterior repainting does not end your deal. Follow Jackson's three steps: read the scope, get clarity, and negotiate the repair.
-
30 Days: The USDA Federal Debt Clock Fiona Never Knew About
A delinquent federal debt can stop a USDA loan. Learn the 30-day rule, the CAIVRS check, and the exact words to ask your loan officer today.
-
Oliver Almost Lost His House Over a Job Less Than a Year Old
Employed less than 12 months and told to wait? Oliver's story shows what the VA guideline says and the exact question to ask your lender.
-
From 'Medical Debt Shuts Me Out' to Knowing What Counts: USDA Loans
Savannah thought medical debt would block a USDA loan. Learn the 33 and 41 percent ratios, compensating factors, and why medical debts are excluded.
