Commission income mortgage qualification does not require perfectly consistent quarterly earnings, and the lender who told you otherwise may have been...

VA loan rental income qualification rules allow your lender to add depreciation back to a rental loss on your tax returns, which can turn a negative...

FHA gift funds down payment rules allow your parents to hand you every single dollar of the 3.5% minimum, and HUD says that is perfectly fine. Most...

Your military spouse BAH USDA loan was not declined by the USDA. It was declined by a loan officer who never read USDA Handbook 3550, Paragraph 4.3.A.8...

Getting a VA loan self employed less than 2 years is not automatically off the table, and the lender who told you otherwise either did not read the...

An FHA loan with federal debt does not automatically disqualify you, and the lender who told you otherwise may not have finished reading the guideline...

USDA loan disability income is not excluded from qualifying income. It is included, in full, under USDA Handbook 3550-013, Section 4.3.A.4, and if a...

VA loan employment verification requirements do not require two full years of civilian work history, and if a lender told you otherwise, they either...

VA loan compensating factors are written directly into VA Lender's Handbook Chapter 4, Topic 10, Subsection d, and the VA built them into the approval...