No Credit Score? USDA Says You Can Still Qualify
No credit score? USDA's nontraditional credit history rule may still let you qualify. Learn the exact requirement and what to do today.
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Everyone Blames Your Credit Card Balance for USDA Denial. Here's What Actually Kills It
USDA loan credit card debt isn't calculated the way you think. Learn the exact 4.22.B.2 rule and what to ask your loan officer before underwriting.
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If You've Got a Judgment on Your Credit Report and You're Applying for a USDA Loan Near Johns Island, Read This First
Got a judgment on your credit report and want a USDA loan near Johns Island? Learn the exact 12-month rule that decides if you still qualify.
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If You're Switching Jobs or Your Pay Changes Month to Month, This USDA Rule Decides Whether Your Income Counts
If your pay changes month to month or you switched jobs, this USDA Paragraph 4.2 rule decides if your income counts. Here's exactly what it requires.
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Horace Almost Lost His Summerville Home Over a Bankruptcy Myth
USDA does not require a 5-year wait after Chapter 7. Learn the real 36-month rule that almost cost a Summerville, SC buyer his home.
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How USDA Loans Treat Commission Income for Healthcare Workers
How USDA loans treat commission income for nurses and healthcare workers, explained through Lisa's story and the exact USDA rule.
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USDA Loan Primary Residence Requirements: What Marco's Story Teaches About Occupancy Rules
USDA loan occupancy rules explained through Marco's story: what Paragraph 4.17 really requires for your primary residence.