Brian Almost Lost the House He Picked Because He Skipped One Number
Brian nearly lost his chosen house near Lexington, SC by skipping one check. Learn how USDA 502 Direct income limits work and the question to ask first.
Blog
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USDA Loans and VantageScore 4.0: What Sherrie Learned About Credit Scores
USDA's handbook lists FICO models only. See why Sherrie's VantageScore 4.0 plan fell apart and the one line agents should use with rural buyers.
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How Soon Can a Veteran Couple Buy a Home After Bankruptcy?
Wondering how soon after a bankruptcy discharge a veteran couple can start the VA home buying process? Here are the Chapter 7 and Chapter 13 timelines.
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What Can $23 an Hour Afford When Buying a Home?
See how lenders turn a $23 an hour wage into a home buying ceiling using the common 28 and 36 percent guidelines, plus one step to try today.
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Sarah's USDA Income Number Isn't What She Thought It Was
Sarah assumed gross income was the USDA number that counts. Learn the five deductions in Paragraph 4.4.B and the question to ask your lender.
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The One VA Sentence That Changed What Aiden Thought He Needed in the Bank
A fictional Veteran near Fort Stewart nearly waited a year to buy. See the VA guideline sentence on reserves and the question to ask your lender.
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Buying Near Lugoff? If a Lender Told You to Cash Out Your Retirement Account, Read This
Told to cash out your retirement account for a USDA down payment near Lugoff? See what USDA Paragraph 4.6 says and the exact question to ask your lender.
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3 Years, 4 Factors: How Alimony and Child Support Count on a VA Loan
Can alimony or child support count as income on a VA loan? Follow Matilda through the 3-year rule, the 4 factors, and the question to ask your lender.
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VA Loans and VantageScore 4.0: What Lucy Learned About Minimum Scores
VA does not have a minimum credit score requirement. Learn what that means for VantageScore 4.0, lender overlays, and the one question to ask every lender.
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100% P&T Veterans and Escrow: What Still Rises When Property Tax Is Exempt
Property tax exempt as a 100% P&T veteran? Your escrow can still rise. Here is what moves, why, and what to do about it with a VA loan.
