VA Loan Credit Score Requirements Say This, Not What You Heard
A 580 score, a Chapter 7 discharge, and a denial. VA loan credit score requirements say something very different. Here is the real rule.
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VA Loan Credit Score Requirements Say This, Not What You Heard
A 580 score, a Chapter 7 discharge, and a denial. VA loan credit score requirements say something very different. Here is the real rule.
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Can VA Disability Income Be Used for FHA Loan? Wyatt's Proof
Can VA disability income be used for FHA loan approval if you're self-employed? One HUD section proved a veteran's lender wrong.
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VA Loan Credit Score Requirements: The Number That Does Not Exist
VA loan credit score requirements do not exist in the VA handbook. See how a 580 score got approved after a Chapter 7 bankruptcy.
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VA Loan Credit Score Requirements: The Number That Does Not Exist
VA loan credit score requirements do not exist in the VA handbook. See how a 580 score got approved after a Chapter 7 bankruptcy.
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Commission Income Mortgage Qualification: Why Your No Was Wrong
Commission income mortgage qualification does not require perfectly consistent quarterly earnings, and the lender who told you otherwise may have been...
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VA Loan Rental Income Qualification: Your Lender Lied
VA loan rental income qualification rules allow your lender to add depreciation back to a rental loss on your tax returns, which can turn a negative...
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FHA Gift Funds Down Payment: Your Lender Is Lying
FHA gift funds down payment rules allow your parents to hand you every single dollar of the 3.5% minimum, and HUD says that is perfectly fine. Most...
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Your Lender Was Wrong About Military Spouse BAH USDA Loan
Your military spouse BAH USDA loan was not declined by the USDA. It was declined by a loan officer who never read USDA Handbook 3550, Paragraph 4.3.A.8...
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From Two "No's" to Clear to Close: A DSCR Loan Success Story
Sometimes the most rewarding moments in mortgage lending come from the most challenging situations. Last week, we received a call that perfectly...