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  • USDA Loans

    How USDA Loans Treat Commission Income for Healthcare Workers

    Byjasonjsharon July 31, 2026July 31, 2026

    How USDA loans treat commission income for nurses and healthcare workers, explained through Lisa's story and the exact USDA rule.

    Read More How USDA Loans Treat Commission Income for Healthcare WorkersContinue

  • USDA Loans

    USDA Loan Primary Residence Requirements: What Marco's Story Teaches About Occupancy Rules

    Byjasonjsharon July 31, 2026July 31, 2026

    USDA loan occupancy rules explained through Marco's story: what Paragraph 4.17 really requires for your primary residence.

    Read More USDA Loan Primary Residence Requirements: What Marco's Story Teaches About Occupancy RulesContinue

  • Conventional Loans

    How Clear Communication Kept a Charleston Closing On Track

    Byjasonjsharon July 31, 2026July 31, 2026

    How A Charleston Homebuyer's closing stayed on track through clear deadlines, weekly updates, and knowing the Closing Disclosure rule ahead of time.

    Read More How Clear Communication Kept a Charleston Closing On TrackContinue

  • Mortgage Tips

    VA Loan Credit Score Requirements Say This, Not What You Heard

    Byjasonjsharon July 15, 2026

    A 580 score, a Chapter 7 discharge, and a denial. VA loan credit score requirements say something very different. Here is the real rule.

    Read More VA Loan Credit Score Requirements Say This, Not What You HeardContinue

  • Mortgage Tips

    VA Loan Credit Score Requirements Say This, Not What You Heard

    Byjasonjsharon July 15, 2026

    A 580 score, a Chapter 7 discharge, and a denial. VA loan credit score requirements say something very different. Here is the real rule.

    Read More VA Loan Credit Score Requirements Say This, Not What You HeardContinue

  • Mortgage Tips

    Can VA Disability Income Be Used for FHA Loan? Wyatt's Proof

    Byjasonjsharon July 8, 2026

    Can VA disability income be used for FHA loan approval if you're self-employed? One HUD section proved a veteran's lender wrong.

    Read More Can VA Disability Income Be Used for FHA Loan? Wyatt's ProofContinue

  • Mortgage Tips

    VA Loan Credit Score Requirements: The Number That Does Not Exist

    Byjasonjsharon July 8, 2026

    VA loan credit score requirements do not exist in the VA handbook. See how a 580 score got approved after a Chapter 7 bankruptcy.

    Read More VA Loan Credit Score Requirements: The Number That Does Not ExistContinue

  • Mortgage Tips

    VA Loan Credit Score Requirements: The Number That Does Not Exist

    Byjasonjsharon July 8, 2026

    VA loan credit score requirements do not exist in the VA handbook. See how a 580 score got approved after a Chapter 7 bankruptcy.

    Read More VA Loan Credit Score Requirements: The Number That Does Not ExistContinue

  • VA Loans

    Commission Income Mortgage Qualification: Why Your No Was Wrong

    Byjasonjsharon July 7, 2026

    Commission income mortgage qualification does not require perfectly consistent quarterly earnings, and the lender who told you otherwise may have been...

    Read More Commission Income Mortgage Qualification: Why Your No Was WrongContinue

  • VA Loans

    VA Loan Rental Income Qualification: Your Lender Lied

    Byjasonjsharon July 6, 2026

    VA loan rental income qualification rules allow your lender to add depreciation back to a rental loss on your tax returns, which can turn a negative...

    Read More VA Loan Rental Income Qualification: Your Lender LiedContinue

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Home Loans Inc: Jason Sharon, Mortgage Broker
2557 Ashley Phosphate Rd
North Charleston, SC 29418
(843) 569-7283
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Home Loans Inc: Jason Sharon, Mortgage Broker. Individual NMLS #1281448, Company NMLS #1728740. Licensed in SC, NC, VA, WV, FL, GA, AL, IA, WY, and MS. Verify at NMLS Consumer Access.

This is not a commitment to lend. All loans subject to credit approval, income verification, and property appraisal. Equal Housing Opportunity. ⌂

© 2026 Home Loans Inc. 843.LOW.RATE · 2557 Ashley Phosphate Rd, North Charleston, SC 29418

  • Loan Options
    • VA Loans
    • FHA Loans
    • Conventional
    • USDA Loans
    • Refinance
    • HELOC
  • Mortgage Calculators
  • Locations We Serve
    • All Areas
    • Charleston
    • Mount Pleasant
    • Summerville
    • South Carolina
  • Work Family