Author: jasonjsharon

Your military spouse BAH USDA loan was not declined by the USDA. It was declined by a loan officer who never read USDA Handbook 3550, Paragraph 4.3.A.8...

Getting a VA loan self employed less than 2 years is not automatically off the table, and the lender who told you otherwise either did not read the...

An FHA loan with federal debt does not automatically disqualify you, and the lender who told you otherwise may not have finished reading the guideline...

USDA loan disability income is not excluded from qualifying income. It is included, in full, under USDA Handbook 3550-013, Section 4.3.A.4, and if a...

VA loan employment verification requirements do not require two full years of civilian work history, and if a lender told you otherwise, they either...

VA loan compensating factors are written directly into VA Lender's Handbook Chapter 4, Topic 10, Subsection d, and the VA built them into the approval...

Conventional loan multiple properties rules allow you to finance up to 10 properties simultaneously under Fannie Mae guidelines, and if your lender just...

The waiting period for an FHA loan after short sale is exactly three years from the date the short sale deed transferred, and that clock starts the day of...

VA loan surviving spouse eligibility is codified in federal law, and most lenders will never bring it up. If someone told you that you do not qualify for...