VA Mortgages Declassified
A veteran-owned broker’s plain-English guide to using your VA home loan benefit, with nothing hidden.
Your VA benefit, with nothing hidden
The VA home loan is one of the strongest benefits earned through service, and one of the most misunderstood. Too many veterans never use it, or use it without understanding it, because no one explained it plainly.
Jason Sharon, a military veteran, wrote this guide to declassify the VA loan: what entitlement really means, how the no-down-payment benefit works, what the funding fee is, and how to use your benefit more than once.
What you will learn
Entitlement explained
What your entitlement is and how it determines what you can do.
The zero-down benefit
How eligible veterans can buy with no down payment, and why that matters.
Funding fee facts
What the VA funding fee is, who is exempt, and how it works.
Reuse and restore
How to use your benefit again, including restoring entitlement.
Common myths
The misconceptions that stop veterans from using a benefit they earned.
Beyond the purchase
Options like One-Time Close construction and the VA streamline refinance. Refinancing your existing mortgage loan may reduce your monthly payment, but may result in higher total finance charges over the life of the loan.
Jason Sharon
Jason Sharon is a military veteran and the founder of Home Loans Inc, a veteran-owned mortgage brokerage in North Charleston, South Carolina, licensed across ten states. He holds NMLS #1281448. He writes to put real knowledge in people’s hands, because informed clients make better decisions.
Use your VA benefit
Ready to use your VA benefit? Talk to a veteran-owned team
Home Loans Inc: Jason Sharon, Mortgage Broker
2557 Ashley Phosphate Rd, North Charleston, SC 29418