My name is Lina Valencia Morales, and I have been a Mortgage Loan Officer with Home Loans Inc. since November 2021. I am fluent in both English and Spanish and am dedicated to helping individuals and families achieve their homeownership goals. I specialize in Non-QM financing, with a focus on assisting ITIN borrowers and clients with work permits. I also help clients with FHA, Conventional, and VA loans, providing personalized guidance throughout the mortgage process. My priority is to make financing simple and accessible by offering clear communication, honest advice, and tailored loan solutions. I take pride in helping clients from diverse backgrounds find the right path to homeownership and financial success.