Two Years of Tax Returns: The FHA Schedule E Rule Every Landlord Should Know
Two years of tax returns decide if your rental income counts on an FHA loan. Here's the add-back rule that changes everything for landlords.
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FHA Loan After Chapter 7: Why Lenders Lie
Getting an FHA loan after Chapter 7 bankruptcy is possible in as little as 24 months from your discharge date, and most lenders will never tell you that...
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FHA Student Loan Guidelines Changed: The Half Percent Rule
FHA student loan guidelines no longer use one percent of your balance as the phantom payment on deferred loans. They use half a percent. On a ninety...
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FHA Down Payment Gift Funds: The Myth Costing You
FHA down payment gift funds can cover your entire 3.5 percent down payment, and every dollar can come from a family member with zero requirement that you...
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FHA Loan After Foreclosure: Your CNA Income Qualifies
An FHA loan after foreclosure does not disqualify you just because a lender said no, and the proof is sitting in black and white inside HUD Handbook...