Loan Options
As an independent mortgage broker, Home Loans Inc shops your loan across many lenders, so you see real options, not a single bank's menu. Explore the programs below and book a call to find your fit.
Down Payment Assistance
How assistance layers with your loan to lower the cash you need at closing.
Learn more →HELOC vs HELOAN
Compare a home equity line of credit and a home equity loan.
Learn more →Mortgage Broker vs Bank
Why a broker shops many lenders instead of one bank's menu.
Learn more →Mortgage Calculator
Estimate a monthly payment from the numbers you enter.
Learn more →Mortgage Pre-Approval
What pre-approval is, what you need, and why it strengthens your offer.
Learn more →Home Purchase Loans
Start here for buying a home: how the loan process works and which program fits.
View →VA Loans
Zero-down home financing for Veterans, active-duty, and eligible spouses.
View →FHA Loans
Lower-credit-friendly loans with smaller down payments for first-time and repeat buyers.
View →Conventional Loans
Flexible fixed- and adjustable-rate financing for qualified buyers.
View →USDA Loans
No-down-payment loans for eligible rural and suburban homes.
View →Refinance
Restructure your existing mortgage to fit your goals.
View →HELOC
Tap your home equity with a flexible line of credit.
View →Jumbo Loans
Financing above conforming limits for higher-priced homes.
View →Investment Property
Financing for rental and investment properties.
View →DSCR Loans
Qualify investment properties on rental cash flow, not personal income.
View →Bank Statement Loans
Non-QM financing for self-employed borrowers using bank deposits.
View →ITIN Loans
Home financing for borrowers using an ITIN.
View →Renovation Loans
Finance a home plus the cost of improvements in one loan.
View →Construction Loans
Financing to build a new home.
View →First-Time Buyer
Programs and guidance built for first-time homebuyers.
View →Low Down Payment
Compare the lowest-down-payment paths to ownership.
View →Broker vs. Lender
Why working with a broker can mean more options for you.
View →Talk to a VA loan specialist
Home Loans Inc: Jason Sharon, Mortgage Broker
2557 Ashley Phosphate Rd, North Charleston, SC 29418
Rated 5.0 by the families we serve.
Jason knows his stuff! We highly recommend him for your mortgage needs! He responds timely, provides information you didn't know you needed, puts the client needs first, and makes common sense adjustments throughout the entire process.
Jason and his team did an amazing job for me. They communicated often and made the entire mortgage process smooth and efficient. I can genuinely say that they are honest, trustworthy and strive to provide the best service possible to their clients.
Jason has been awesome since the beginning. He has been communicative, professional, KNOWLEDGEABLE, and honest. I am very happy with all my services so far, and I recommend UWM!